Know what your health insurance really covers
The catches in a health policy are in the fine print: waiting periods, room rent limits, co-payment and exclusions. TellBrief pulls them out, says what each means in rupees, and shows the exact clause.
Brief yours freeWhat TellBrief tells you
- Sum insured, premium and policy dates
- Every waiting period and exclusion, flagged
- Room rent limits and co-pay, with what they cost you in a claim
- Deadlines like the free-look period and claim intimation
Words you'll see
- Sum insured
- The most the policy will pay in a year.
- Waiting period
- Time after buying during which some illnesses are not covered.
- Co-payment
- The share of every claim you pay yourself, such as 20%.
- Room rent limit
- A cap on room cost per day. A pricier room can cut your whole claim in proportion.
- Free-look period
- Days after buying when you can return a new policy for a refund.
Questions
Does TellBrief tell me whether to buy a policy?
No. It explains the terms neutrally, so you can compare and decide.
General information, not legal, medical or financial advice.
Brief yours free